Texas Life Insurance License
Texas life insurance license certifies you as a life insurance licensed agent with a specialty in market life insurance policies in Texas.
Youll be allowed to negotiate, advertise, and establish several sorts of life insurance policies if you have life insurance concepts.
Sircon enables insurance businesses to interact with Texas insurance regulatory agencies.
Life Insurance Exam Study Tips
There is a lot of information on the life insurance exam, but by completing your pre-license education course, taking practice tests, and learning about life insurance in your state, you will be ready on test day.
For life insurance pre-license education, StateRequirement recommends:Kaplan Education Company
Life And Health Insurance Agent Licensing Practice Exam
Take this free practice test to get an idea of what is on your state’s life and health insurance agent licensing exam.
As an insurance agent, one is allowed to offer many different lines of coverage provided that the required training and testing qualifications have been met. Those who wish to sell life and health insurance are required to possess the proper licensing for each state in which they conduct business. In order to obtain a life and health insurance license, individuals must take and successfully pass an exam that is offered by the state licensing boards.
To prepare for your licensing exam, use the full-length Life & Health Insurance Agent Practice Exam with answers fully explained for ideal study.
The practice exam is written by Susan Wright, MBA, CLU, RHU, REBC, who has over 20 years of experience in the insurance industry and Noah Sobin, an life insuance underwriting expert.
The following practice exam is a sample from the full-length test.
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What Is The Time Limit For The Exam
The exam has a 150-minute time limit. This breaks down to one minute per question, which should be more than enough time. We have never had a study run out of time. However, its not a race. If you go too quickly you are guaranteed to miss a question or two simply because you misread it. Take your time and read the entire question before you look at any answers. There are no scheduled breaks during this exam, however, if you need to use the bathroom, or get a drink, do it!
Why Are You So Affordable
We believe in educating the public on insurance is important. Providing quality material in an affordable price range is in our core beliefs.
What is your passing ratio on the first try? 100%
Throughout all of 2010 to 2020, all students who have completed our program have passed the state exam on the first try.
Why should I choose you?
We take your training to heart. We genuinely care about our customers.
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Exam Prep For Insurance Agents
The most effective way for applicants to arrange for their tests is over the internet.
At www.pearsonvue.com/tx/insurance, individuals must schedule an online exam reservation.
The initial time a user visits the site, they must sign up to create an account and acquire a login.
Then, on the online application, the applicant must fill in all essential fields.
Then, step-by-step instructions will lead you through the remaining exam reservation process.
To make online registration, you must do it at least one day before the exam date.
To meet the booking procedure, the candidate should provide:
His or her official name
A cell phone number that he or she can be reached on during the day
Social Security number
The location of the exam center and the exam date
The examination title
The year he or she was born
To finish registration, applicants should arrive at the test center at least thirty minutes before the test starts.
When a candidate leaves the exam center, they will be given an official score report.
What Will The Texas Life And Health Insurance Exam Questions Look Like
All Texas insurance exams are multiple-choice and delivered via computer. The questions you will encounter on the life and health exam in Texas are pulled for each individual test-taker by Pearson VUE from their databank of thousands of questions. In other words, each exam is different and created for each individual test taker.
This is why it is so important to understand the concepts found in the exam outline to successfully answer any question you encounter on the exam. Below you will find a few sample life and health exam questions pulled directly from our Texas life and health insurance exam prep course, which are similar to those you will encounter on the exam:
Life Sample Questions:
Ralph Macchio owns a 30-pay life policy that he purchased at the age of 30. The cash value will equal the face amount of the policy when he reaches the age of:
A. 60D. 100
Answer: DExplanation: Limited-pay life insurance policies such as life paid up at 65, or 20-pay life are simply variations of whole life policies. The cash value will equal the face amount of the policy at the maturity of the policy, which is always age 100 on whole life policies. These limited-pay policies are designed so that the insured may pay his or her premiums faster and be paid up at a certain age. However, just because the premiums are paid up doesnt mean the policy has matured.
Dividend projections may be included in a proposal for life insurance when which of the following is true?
Health Sample Questions:
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General Life Insurance Topics
The final section of the general life insurance content on the test covers a variety of topics that dont quite fit under the other sections. These include group contracts, underwriting, and conversion, retirement plans, social security, tax implications of life insurance payouts, and legal concepts as they apply to life insurance contracts.
Get Your Finra Securities Licenses
Individuals planning to market and sell market-based life insurance products also must obtain the proper securities licenses. As a securities license holder, you can offer securities as part of your services. Thatll make you a credible authority in addressing all of your clients financial needs.
To learn more, check out our Securities Licensing guide.
To obtain these licenses, youll first need to take and pass the Securities Industry Essentials exam. Professionals in the securities industry are required to take the SIE and a series of examinations administered by the Financial Industry Regulatory Authority .
The SIE exam ensures every life insurance professional has a basic understanding of securities. While taking the SIE exam isnt a requirement for all insurance professionals, those who dont obtain at least one securities license limit their ability to work with clients. With a securities license, you can give your clients the option to invest in securities-related products as part of their life insurance plans.
Once you get your securities license, FINRA will list you as a registered representative. By achieving the securities licensee designation, youll become a highly sought-after professional and set yourself up for a successful career in the insurance industry.
Series 6, 7, and 63 Licenses
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What Is The Best Test Prep Method For The Texas Insurance Exam
There is no alternative to knowing the material. There are no shortcuts to learning, but there are more effective and less frustrating ways to learn. We recommend that you follow a 4-step process:
- watch and listen to the lecture
- highlight key concepts in the text
- review questions in the test bank and
- send AP an email if you have any questions.
Considering Taking The Texas Insurance License Exam
If you are, you probably have a lot of questions about where to go, who to talk to, and what steps to take.
Fortunately, Americas Professor has pulled together all our knowledge and resources to create one comprehensive site with the answers you need about how to get your insurance license in Texas. Below you will find sample questions, basics of test format and scoring, pricing, testing locations, how to fully prepare yourself for the exam, and more!
Whether youre going for your Property and Casualty license in Texas or your goal is to get your health insurance license in Texas, were here to help you succeed, and that means providing you with the best information available. Our courses offer preparation for all types of state insurance licensing exams, including the Texas life insurance exam, and they are available to you at the click of a mouse. Read on and enroll today!
Looking for the BEST Texas course available to pass your insurance license exam?
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Texas Life And Health Insurance Exam Study Guide
You can also review by downloading and listening to audio clips that cover key concepts and basic exam knowledge in segments that average less than 5 minutes. The instructor-led reviews are grouped into categories by major topics. Premium Package
Life And Health Insurance Exam
Build simulated exams to provide a comprehensive test review of all material. Flashcards Available in Print Frequent coverage of insurance terms and concepts is essential for success on the state licensing exam. This efficient, effective study tool is line-of-authority specific and portable for quick self-quiz anywhere. Test your knowledge on fundamental insurance terms and prepare for the exam with more than review cards for each line of authority. This study tool helps you prepare on-the-go with a quick review of the must-know key definitions and concepts on your insurance licensing exam. QuickSheets are a handy way to study critical exam material without having to page through an entire textbook. The videos are an excellent source of review after you have completed your reading and practice questions and help explain areas in which you may need further clarification.
Free Insurance Exam Prep Content
Check out a couple of videos from Scotts Insurance Test Prep Q& A Series on YouTube. In this series, Scott presents and explains various insurance concepts students generally have trouble with while studying for their exams. These videos will give you a feel for his teaching style. Subscribe to our YouTube page and turn notifications ON to be alerted as additional videos like these are posted.
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Self Study Online Course
The Life Only option prepares you to pass the life insurance state exam with one package. The Essential package is designed to fit your busy schedule by combining a self-study online course and online study tools that let you prepare for your state exam anytime, anywhere.
Please note: The online access period for your insurance licensing course is 90 days. Additional extension of either 30 days or 90 days may be purchased to extend your study time. The extension can be ordered from the Extension icon on your Student Dashboard.
Watch For Your Application Results
After you complete the previous four steps, the TDIs Agent & Adjuster Licensing Office will review your application and background check. It reviews filings in the order it receives them, and this process usually takes one to five business days from the date you submit your application.
Once your application review is complete, the TDIs Agent & Adjuster Licensing Office will email you with its decision or ask you to provide more information.
You can print your license from the Sircon or NIPR website. Theres no charge to create an account or print a license. If you dont remember your license number, you can find it by using Sircons Customer Inquiry tool.
Youre now ready to get started as a life insurance agent in Texas.
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Texas Life & Health Insurance Prelicense Exam Prep Course Faqs:
What is the cost of the course?
The course tuition is $149. This provides you immediate access to the entire course for an initial access period of 60 days. The initial access period begins on the date of course purchase. Need more time to study? No problem. You can extend your course access for an additional 60 day period once your course access expires for a fee of $49.00.
What makes your TX L& H course different than others?
Simple. Our course was designed and is presented by an expert, with over 20 years of experience, who actually cares if you pass. Our course was created based on the exam outline, with no additional fluff. If you dont need to know it for the exam, we dont cover it.
We know who the big names are in insurance pre-license training. Who wrote their course? Who presents it? Can you easily find that out? Do they ever update their course? Do they cover concepts you dont even need to know? Do they care if you pass? Here at PassMasters, we do!
Who created the course?
Our Texas Life & Health exam prep course was created and is entirely presented by Scott Schultze, who is our Director of Insurance Content. Previously, Scott served as the Founder and CEO of TesTeachers, which was a national leader in insurance and securities pre-license and continuing education training.
Does this course provide me everything I need to pass the exam
How often is the content updated?
Do I have to follow the 14-day study plan?
How many questions are included in the course?
Step : Texas Exam Prep Review Course: Pre
Preparing for your Texas life and health insurance license exam with a pre-licensure course will help you understand the material and stick to your study schedule.
An assortment of state-mandated courses that a Texas insurance adjuster must focus on to retain an adequate awareness of essential insurance concerns is known as continuing education.
In these licensure classes, you may study new rules, recently established laws or legislation, ethics, and a range of other matters.
Life, Accident and health insurance continuing education, and property and casualty insurance continuing education are usually completed simultaneously and consist of similar courses.
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Identification Is Necessary For A Texas Life Insurance License
Participants must be present at the test center at least thirty minutes prior to the commencement of the state exam to complete registration.
An official score report will be delivered to each participant as they depart the test location.
Two forms of valid signature identification must be shown by the candidate.
The names on the ID and the names on the registration need to match exactly.
The main identification should be issued by the government, be photo-enabled, and have a recognized signature, while the additional identification should have a clear signature as well.
All identification must be written in the English language.
Assume the identification card youve been given comprises an encoded signature thats either cannot be seen or is impossible to decipher.
In this scenario, the candidate must present an alternate type of identification from the Main ID or Additional ID list that has a legible signature.
Pearson VUE allows you to access the candidate handbook.
Are You Considering Getting Your Texas Life And Health Insurance License
If you are searching for information about how to pass the Texas Life and Health insurance exam, you have come to the right place. As you will see, this page is the #1 resource for everything you need to know about how to pass the Texas Life & Health exam. My name is Scott Schultze, and I am the director of insurance licensing content here at PassMasters. For over 20 years, my family has been teaching people in Texas how to get their insurance licenses.
Read on to find answers to the most commonly asked questions related to taking this exam. Do you have a question that isnt answered below? If so, submit it to us on our Contact Us page and we will get right back to you and add your question to this page. If you have been studying to pass this exam and just arent getting it, or have taken the exam and failed, we can help. You can sign up with us here.
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Once I Pass How Do I Go About Getting My Texas Life And Health Insurance License
The TDI will issue an insurance license to individuals who:
Are at least eighteen years old Have passed the proper licensing examination and submit a completed application within twelve months after the exam is passed Submit a completed application with fee, and fingerprint receipt Met all applicable license requirements Have not committed an act for which a license may be denied, as defined under §4005.101 of the Texas Insurance Code and §1.502 of 28 Texas Administrative Code
You can apply electronically for your license as directed at www.sircon.com/texas after you have passed the exam. As mentioned above, your exam score report is only valid for 12 months from the date of issuance. If you dont apply for your license within 12 months, the licensing exam must be taken again.
Texas Insurance Exam Prep Courses
Get your Texas insurance license using an Americas Professor online training course. Our comprehensive video lectures, review questions and study guide will help you learn, and retain, the material needed to pass your Texas insurance license exam the first time!
Start your path to success today! Please take a look at our Texas Insurance Pre-Licensing Courses below for Property, Casualty, Life and Health:
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Is The Texas Insurance Exam Still Given By The Paper And Pencil Method
No, this is a computerized exam. Virtually all of the students say the proctors were helpful, the room was quiet, and the computer worked well. The proctors will give you the opportunity to complete a practice exam to learn how to use the system. When you are done, you will NOT be given a copy of the exam, nor will you be given the opportunity to review particular questions and their answers. The exam will be scored immediately and you will know your results when you leave.