Costco Benefits Without Insurance
Costco makes it slightly difficult for consumers to get the eye coverage they need. Its impossible for individuals to walk in and sign up for insurance. But you can use your membership to tackle some routine eye health tasks.
The optical department within most Costco stores offers glasses, sunglasses, and contact lenses. Many Costco locations also have contracts with optometrists. These professionals can do basic eye exams, and they can write prescriptions for the glasses or contacts you need.
Visiting a Costco eye department can save you money when compared to a traditional eyecare outlet. One suggests, for example, that his glasses would cost $695 from an optometrist, and they were only $189.98 at Costco.
But these eye doctors cant perform surgery at Costco, and they may not be available to help in an emergency. If you are hoping to develop a long-term relationship with a doctor who understands your eyes and your health, a regular eye doctor might be a better choice for ongoing care.
Eye Health And Our Careers
The American Academy of Ophthalmology recommends that most people schedule an eye exam once every two years. However, age, health conditions, and other factors may increase how a person should receive care.
Our eyes are important. If we do not take care of our eyes, it impacts our vision and how we see the world around us. Lack of eye care can also lead to serious vision problems and eye disease, including glaucoma.
And since Im all about making the best personal finance decisions, I couldnt ignore the expensive cost of eye care especially if you dont treat issues early on.
As first responders, its critical to ensure we have the best eyesight possible. We often forget to wear sunglasses on a scene, which can result in damaged vision over time. We need to put more of an emphasis on eye health so we can continue to serve the community clearly.
How Much Are Eye Exams At Costco
· How Much Is an Eye Exam at Costco? A Costco eye exam will generally run you somewhere in the neighborhood of $75 or $80, depending on where you live. Most major insurance is accepted. Costco Optical employs independent doctors of optometry who are located within the store or next to it in most states.
How much does Costco Eye Exam Cost? Prices and Fees
Basic eye exam cost at Costco starts at $54.99, Eyeglass Exam starts at $49.99 and Contact Lens Exam starts at $89.99. How much is Costco eye exam without insurance? The above prices are what you will pay without insurance. If you have insurance that Costco accepts your price will be a lot lower.
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Is Costco A Good Place To Get Glasses Or Contacts
While you do not need to be a Costco member to see the in-house optometrist for an eye exam, you do need to be a member to purchase prescription eyeglasses and contact lenses.
However, if you’re not a member but know someone who is they can purchase contacts for you online as long as you can provide them with a valid prescription.
Many vision insurance plans are accepted at Costco. But you’ll need to check with your location to see if they accept your specific insurance provider.
The cost of an eye exam at Costco can vary depending on location or doctor.
You’ll likely pay around $70 80 for an eyeglasses exam without insurance. An exam for contact lenses may run upwards of $150.
Costco sells a wide variety of name-brand designer eyeglass frames, sunglasses, and contacts.
Manufacturers and name brands include:
- Kirkland Signature, Costco’s private label eye care brand
- Bausch and Lomb
- Multi-functional lenses
Costco Contact Lens Exam Price
Costco offers contact lenses for a discounted price, so if youre looking to buy them, its worth checking out. They also do lens exams that are more expensive than the eye exams they offer because they have all of the high-tech equipment and technology needed.
That means there will be an additional charge for your contact lens exam at Costco, but we think its still a good deal.
If you have insurance coverage, then the contact lens exam will cost you around $120 to $180. This is because additional tests have to be conducted for the lenses.
Factors like the shape and size of your eyes and tear production levels are all things that have to be evaluated for the contact lenses test.
The total cost will go up if you dont have any insurance coverage. It depends on the tests that have to be conducted before you can be issued your new set of lenses.
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How Long Does It Take To Get Glasses From Costco
If you order glasses for in-person pickup, Costco states they will take about 7 days to process. If you order glasses delivered to your home, itll also take 7 days to process plus an additional 7 to 14 days to ship.
When checking review websites, I found mixed reactions to the shipping time. Many of the negative reviews mention that the glasses took longer than stated to arrive.
Eye Care Exams In Santa Rosa
We provide eye care exams in the Santa Rosa Costco. We are here for you whether you are looking for a thorough eye exam for glasses, contacts, LASIK or eye health concerns. Bradley I. Hall, OD, PC is an independent optometry office inside the Santa Rosa Costco that provides professional and friendly eye care. You do not need to be a Costco member to be examined by our optometrist.
After the eye examination, our patients are free to take their eyeglass and contact lens prescriptions to the optical of their choosing. Most patients choose to take their prescription to the Costco Optical located next to our office. Costco Optical departments provide a good value on eye care materials and have received many good reviews.
We hope this website will provide you with helpful information that you seek for your vision and eye health. If you need further information or would like to schedule an eye exam, please call our office at 570-2418.
Please print out and complete the Patient Intake & Addendum and bring it with you. Please fill out the COVID-19 questions and initials on the day of your exam. Do not send us a photo or scan of the completed forms since email and texts are generally not private and secure.
The following are for your information to help you make informed decisions about your eye care.
Here is our and .
Please call us if you have any questions: 570-2418
We look forward to seeing you!
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Who Can Get Vision Insurance
Glasses insurance should be available in your state. State Medicaid programs must follow federally established guidelines. However, pay attention to their varied costs and eligibility requirements. In order to become eligible, the state Medicaid system bases eligibility through income levels and other factors:
- Disability, if applicable
In some states, applicants may get Medicare and Medicare vision coverage if they qualify based on income alone. For example, if household income is 133 percent of the federal poverty level, you may qualify. Each state has certain standards that can vary. However, many states expanded their Medicaid coverage.
Even if your state has not expanded their Medicaid program, you should still apply. If Medicaid is not available for you, seek out other programs for vision care that you may be eligible for.
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Costco Eye Exam Prices Comparison
Costco sits firmly below the average national cost for an eye exam, and when compared to some of the other large retailers that offer eye exams it is only beaten by Americas Best, which has fewer and less convenient locations.
Typically retailers like Costco will provide cheaper eye exams than private vision centers, the average price across the US for an eye exam by a private vision center is $123 which is well above Costcos average price.
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Coverage In British Columbia
In British Columbia, the BC Medical Services Plan covers any expenses related to medical emergencies, including trauma, injuries, ocular diseases and vision impairment. However, MSP does not cover the cost of routine eye exams or eyewear.
For residents aged 65 and over, the BC Seniors Pharmacare program will help cover the cost of some ocular medications. Children aged 19 and under may also be covered by the BC Childhood Eye Health Examination Program.
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Why A Costco Eye Exam Might Be Your Best Option
If youre looking for a great way to keep your vision on point, a Costco eye exam might be your best option. Heres why:
When it comes to saving money on your next eye exam, Costco is definitely worth thinking about!
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A Closer Look At The Costco App
Costco does have an app, which I downloaded and perused. The app has an average of 2.4 out of 5 stars in the Apple App Store, based on more than 4,500 ratings. On the , the app averages about 3 stars, based on more than 32,000 ratings.
The apps Costco Optical info is identical to the information available on the website. Since the interface is identical to the website, theres no real benefit of using one over the other.
To purchase lenses or eye care products through Costco Optical, you must be a Costco member. The annual fee for a personal membership is $60. The Gold Star Executive Membership for businesses is twice as much, at $120.
If youre not already a Costco member, visit the Costco website for info on memberships.
The Costco Optical website doesnt list the cost for an eye exam, but my research tells me it averages about $75 to $80. Be sure to call your local store for pricing options.
Since Im not a Costco member, I couldnt view the exact prices of their eyewear and eye care products. Based on my research, the average cost for a pair of frames and lenses is $184.
Much of Costco Opticals website is frustratingly opaque if youre not a member. To find out exact prices, sign in to their website with your Costco membership info, or visit a Costco Optical to check out products and prices in person.
Optometrists At Costco Versus Elsewhere
Eye doctors at Costco arent usually employees of the company. Instead, theyre known as independent doctors of optometry. The term doctor of optometry is just another name for an optometrist.
In a retail setting like Costco, an independent doctor is one who is associated with a particular store but practices on their own. This is how most retail stores work with eye doctors in the U.S.
For the most part, independent doctors set their own prices, which is why Costcos eye exams arent the same price at every club. But these doctors have an understanding that customers expect a lower exam price, so they are usually priced on the affordable side.
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What Is The Cost Of A Costco Eye Exam
· Costco eye exam costs can vary but expect to pay around $80 for a glasses exam. Contact lens exams will run $150. You can spend as much as you want for frames & lenses however the average package is between $100 and $200. If you would like to compare Costco to Sams Clubs program, we have a great article on them as well.
Whats It Like Getting An Eye Exam At Costco
Getting an eye exam at Costco is very easy. One thing to keep in mind is that the Ophthalmologists you find at Costco are independent contractors they do not work for Costco.
If you want to book an appointment, you can either directly call the doctors office or contact Costcos reception, and they will transfer your call to the doctor. It can be a great experience. They have all the latest equipment and certified Ophthalmologists that make sure your eyes are taken care of in the best way possible.
Costco is an excellent place for eye exams. They have all the latest equipment and technology, including some that your optometrist may not even have. Plus, its so convenient because they do eye exams on-site no hassle of going somewhere else or waiting in line at another office.
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What Services And Products Are Available
Costco Optical offers in-person eye exams from independent doctors of optometry. If youre a Costco member, you can select from a wide range of contact lenses, brand-name designer eyeglass frames, and sunglasses. They also sell name-brand contact lenses, as well as eye care products like contact lens solutions.
As a Costco member, you can order glasses, sunglasses, contact lenses, and eye care products online.
Costco Optical offers a wide range of lenses, including HD progressive, polarized, Transitions photochromic, anti-blue-light, anti-reflective, and multifunctional lenses, as well as contact lenses and sunglasses.
Financial Help To Get Regular Eye Exams And Corrective Wear
After the passage of the Affordable Care Act , vision insurance was slowly phased in as one of the health care marketplaces options. However, oral and vision care are not considered essential health benefits for adults that standard health insurance must cover. Instead, the marketplace offers these types of insurance separately, with a tax credit as applicable based on income. For children, pediatric health insurance covers vision and dental care, as required by the ACA.
If you still cannot get vision insurance or missed the ACA application window, there are other options to get lower cost eye exams, financial aid for eye exams, and even free exams.
If inexpensive or low-cost eye exams are out of reach, the National Eye Institute maintains a list of organizations that provide free eye exams and, often, free glasses.
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Do They Accept All Vision Insurance
Costco accepts most vision insurance plans.
Their website says to ask your local Costco Optical department for details.
I decided to dig a little deeper and discovered that Costco accepts the following insurance plans:
Most Costco locations will also accept regional vision insurance plans.
Unfortunately Discount Plans are not accepted.
I found it interesting that a comment in this Reddit thread made the point that even without insurance, Costco Optical is often cheaper.
How Much Does An Eye Exam Cost At Costco
According to the official Costco website, all optical centers, aside from the selection of eyeglasses and lenses you can purchase, are owned and operated by a local independent doctor of optometry, which simply means these doctors can set the price of their eye exam as they are just using Costco as their landlord, essentially leasing the space out of the building.
As these locations are independently owned, the prices, from what we researched are quite similar across the board, often around $50 to $80 for a basic eye exam to as much as $125 for a contact lenses exam, but to be certain, we highly recommend you call your local Costco location to see what an exam cost or even visit in person as almost all locations will display the prices on a large billboard near the vision center entrance.
Vision insurance may be accepted, depending on the location you visit. Even if they do not accept insurance, you may still be eligible to receive a reimbursement based on your insurance company policy. As it is considered out of network for most insurance companies, you may be able to receive a portion of your payment back.
|Basic Eye Exam|
|Lens||Most start at $65+|
NOTE: Do keep in mind these prices can be lower if a coupon and/or special offer is available the time of your prescription. Use this as an estimate only.
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What To Expect From A Costco Eye Exam
If youre thinking about getting an eye exam at Costco, you may be wondering what to expect. Heres a quick rundown of what you can expect from a Costco eye exam.
- First, youll need to schedule an appointment. You can do this by calling your local Costco or by visiting the website. Once youve made your appointment, be sure to arrive a few minutes early so that you can fill out some paperwork.
- Next, youll meet with the optometrist who will conduct your eye exam. They will start by asking about your medical history and any vision problems you may be experiencing. They will then use a machine to test your vision and check for any problems with your eyes.
- After the optometrist has completed your eye exam, they will discuss their findings with you. If they find anything wrong with your eyes, they will recommend a treatment plan. In most cases, Costco eye exams are covered by insurance, so you shouldnt have to worry about paying for the exam out of pocket.
- Overall, getting an eye exam at Costco is a great way to keep your vision on point. The optometrists are experienced and knowledgeable, and they can help you identify any problems with your eyesight.
Costco Optical Business Hours
Business Hours for Costco Vision Centers are 10 AM to 8:30 PM for the weekdays, and 9:30 AM to 6 PM on Saturdays. On Sundays, Costco Optical Centers remain open from 10 AM to 5 PM. Be sure to visit the optical center at your appointed time.
To find a Costco Optical near you, use the Costco location finder. If you are looking for information, then you can visit Costco Opticals official website. However, if you still have any queries, you can contact their customer service at 1 774-2678.
Costco has branches all over the United States and at international locations as well. So if you are looking for a Costco near you, then its best that you Google Costco near Me, and you will easily find the branch thats nearest to you.
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